Employment Practices Liability Insurance (EPLI)

Every industry, including the restaurant and hospitality sectors, has seen a spike in employee-related lawsuits, especially during the last few years in a slow economy.

The targets of these lawsuits have had devastating results:

  • Two waitresses at a four-location restaurant were awarded $2.1 million for sexual harassment, forcing the establishment into liquidation.
  • A rise in wage-and-hour claims by laid-off workers alleging violations of the Fair Labor Standards Act and other laws has cost establishments millions of dollars.

It’s not a matter of if but when an employee will sue you, and your best protection lies with a solid Employment Practices Liability program.

At Brady Risk Management, we’ll implement an insurance program that provides the coverage you need for claims made by employees involving:

  • Discrimination (age, sex, race, disability, etc.)
  • Wrongful employment termination
  • Wage and hour disputes
  • Sexual harassment
  • Breach of contract
  • Negligent evaluation
  • Deprivation of career opportunity
  • Failure to employ or promote, and other employment-related allegations

Recent trends show that employers need to be more vigilant when it comes to wage-and-hour laws and other employee-related issues that could result in significant losses.

Call Brady Risk Today to Learn More! 631.549.8561