Services...


Loss Control & Risk Management

• Unit Risk Management Report - All locations on the program (those that serve liquor and those that do not) will utilize the Unit Risk Management Report, which we have designed and implemented to increase accountability at the unit level.
• Physical Inspections - Everyone likes to think their facilities are in great shape. They have inspected them and are very comfortable with what they represent. At Brady Risk Management we have developed a preparatory inspection and loss control program that identifies not only physical exposures to loss of property, but also exposures for general liability and crime. Our inspectors use a very detailed sheet. When an issue is identified and the client implements the recommended changes, these changes have been instrumental in reducing claims significantly.
• Secret Shopper - Secret Shopper is a full service mystery shopping company with shoppers throughout the United States and extensive experience in the restaurant industry.  They are dedicated to providing mystery shopping programs that will both improve our underwriting results, and also assist us in monitoring our portfolio for some of the more difficult exposures, specifically liquor.
• Infra Red Technology - In addition to the physical inspections we are also using "Infra-Red" Technology to review our client's locations to identify the electrical "Hot Spots" within a facility which have been known to cause fires.
• Liquor Litigation Assessment - All accounts that serve Alcohol on the program will have a minimum of 10% or at least 1 location go through a Liquor Litigation Assessment which assures that the program protocol is in place.