We help provide you with safeguards through Umbrella Insurance.

Our goal as your insurance and risk management advisor is to help prevent losses from happening and to provide you with safeguards and protection should a lawsuit arise.

Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.

If you have a liability claim that is large enough to exhaust the limits of your General Liability, Product Liability, or Commercial Auto policy, a business Umbrella coverage will kick in and handle the rest of your expenses.

Coverage is available for:

  • Personal injury liability
  • Contractual liability
  • Vehicle liability, including aircraft & watercraft
  • Liquor law liability
  • And more

Commercial Umbrella Insurance CANNOT cover…

  • Malpractice lawsuits.
  • Professional liability lawsuits
  • Employee discrimination lawsuits
  • Property damage